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Free Student Tools

Financial & Study Abroad Calculators

Free, instant estimators designed to help students plan finances, calculate taxes, and prepare for embassy interviews with confidence.

Instant EMI

Student Loan Calculator

Calculate monthly EMIs, total interest, and repayment schedules for study-abroad education loans across major banks.

Highlights

  • Custom interest rates & tenure options
  • Full monthly repayment breakdown
  • Side-by-side bank comparison
FY 2081/82 Updated

Nepal Income Tax Calculator

Estimate net take-home salary, tax bracket breakdowns, and SSF deductions for single and married taxpayers in Nepal (FY 2081/82).

Highlights

  • Single & Married tax slab support
  • SSF contribution & deduction breakdown
  • Annual vs Monthly tax summary
Flagship Voice Sim

AI Live US Consular Simulator

Rehearse your US F-1 visa interview with a real-time adaptive voice AI officer that interrupts, probes funding, and tests for §214(b) intent.

Highlights

  • Real-time voice dialogue & interruptions
  • Adaptive §214(b) immigrant intent testing
  • Split-card legal phrasing feedback
F-1 Visa Prep

US Visa 214(b) Risk Assessment

Evaluate your immigrant intent risk factors, home ties strength, and interview readiness before your F-1 embassy appointment.

Highlights

  • Identifies §214(b) refusal risk signals
  • Personalized home ties feedback
  • Targeted prep for US consular officer questions

Ready for your Visa Interview?

Financial prep is only half the battle. Practice your F-1, UK, or Admissions interview with our interactive AI Consular Officer and get instant feedback.